Loan or Credit Card Agreement Claims

Many people in the UK have a Credit Card or Loan of some sort. Where these agreements are for the original amount (less costs) under £25,000 and taken out prior 7 April 2007, they have to comply with the Consumer Credit Act of 1974. In many cases Lenders have failed to follow the Act and Your agreement may therefore not be valid.

Our Barristers can check for You the following types of previous or current agreements;

• Credit Cards & Store Cards
• Secured Loans
• Unsecured Loans
• Retail Finance Agreement (Electrical, Home Furnishing etc.)
• Hire Purchase
• Car Loans, Car Finance
• In effect any Finance Agreement you have...

If Your agreements does not comply with the Consumer Credit Act of 1974 You may have a claim.

Please go to the ‘Loan Credit Card Checker’ to see how we can challenge your agreement.