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Our senior partners are qualified Barristers;
Our senior partners are honourable members of Gray’s Inn and Lincoln’s Inn.
Our Legal Team specialises in Law relating to the Consumer Credit Act.
Agreements declared 100% unenforceable by our Barristers;
Our Client Mr H from East Yorkshire was advised that his agreement is 100% unenforceable and after settlement he will never have to pay for his loan again. Mr H’s loan, with the Royal Bank of Scotland, has an outstanding debt of approximately £23,500 and is paying £389.28 per month.
Our Client Mr N from Kent has also been advised that his agreement is 100% unenforceable and our Barrister Richard, who has communicated with the Lender NatWest, advised us that after settlement Mr N will never have to pay for his loan again. Mr N’s loan, with NatWest, has an outstanding balance of approximately £4,900 and is paying £208 per month.
Our Client Mr K from London was advised that his HSBC agreement is 100% unenforceable
Our Client Mr B from Chesterfield was advised that his Natwest agreement is 100% unenforceable
Credit Cards or Loans written off or found unenforceable in court;
By Daily Mail 30th September 2009 & BBC News 1 October 2009; Judge Jacqueline Smart at South Shields County Court wrote off £8,000 of a credit card debt from MBNA from a lady in South Shields because she had wrongly been sold payment protection insurance (PPI). The Daily Mail reporter believes the ruling could open the floodgates for millions of pounds worth of similar claims against banks and building societies. It is estimated that around 40 million PPI policies have been sold in Britain in the last six years alone.
29 July 2009 a Wetherby man has had over £15,000 of credit card debt written off from the Bank of Scotland only hours before the case was due to be heard in a Leeds court. Judge Langan at Leeds County Court believes that the lender didn’t fight the case because of fearing highlighting failings and opening the floodgates to further claims.
Here is where misselling is first discovered: Mail Online 6 November 2007; Banks ‘are creaming off up to 80 per cent of the premiums charged on controversial loan protection insurance, the Competition Commission said. Consumers paid £4.4billion in premiums on Payment Protection Insurance (PPI) in 2006, the watchdog said, with the bulk of it hoovered up by the banks, building societies and other finance companies.
